FAQ's

How much money can I borrow?
Depending on the equity you can offer and your ability to meet the monthly repayments, you can borrow any amount from £3000 to £100,000 or 125% of property value. Simply tell us how much you want to borrow and we will arrange the right homeowner loan for you.

What if I need to borrow money again?
Just contact us again either online. We already have your details which will speed up the process still further, if your application is successful; all that's left to do is to send you the loan amount.

What if I want to repay my loan early?
Easyhomeownerloans has provision for that. You will be given a settlement figure if you wish to settle your loan early, the interest left will be discounted to allow for the shorter period you are taking to repay your loan.

Can I use the loan for any purpose?
Easyhomeownerloans holds no restriction as to how you use your loan. Debt consolidation, home improvements, well deserved holiday or new car that's always been just out of reach.

How much time will it take to repay the loan?
Loan term will depend on the loan amount you borrow and can range from 3-25 years.
Can I have a fixed interest rate on my homeowner loan?
Yes, we offer a choice of fixed or variable homeowner loan rates. Know more about interest rates at Easyhomeownerloans.

Will I get good interest rates for homeowner loans?
Interest rates for homeowner loans are at their lowest. You can get the best deals at homeowner loans. Even bad credit cases have found very successful terms and interest rates for homeowner loans.

I am a homeowner loan. Can I apply for unsecured loan?
Of course, you can apply for an unsecured loan if you are a homeowner. At Easyhomeownerloans, you have the choice to place your home as security or not.  

What are the risks with homeowner loan?
The only risk with homeowner loan is that you can loose your home in case of non repayment of loan. Homeowner loans are secured loans which require you to place your home as security. The loan lender has the title of the property while you have the freedom to use the home as you want.  

 
Once I fill the application form, am I committed?
No, the application form available at our site is no obligation. You can cancel the loan application at any time with no penalty.   

What if I have more questions to ask?
We are committed to solve any doubt in your mind so that loan process becomes easier for you. You can contact us with any question and we will be happy to sort it out to your satisfaction.